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Souder, Betances & Associates, Inc. either owns the intellectual property rights or has acquired the necessary permissions from content providers or suppliers, for all the content, information, software, products and services on and in electronic communications transmitted to members. Such material may include charts, text, HTML code, multimedia clips, images, graphics, icons, and Java code.

Souder, Betances & Associates, Inc. grants you, the member/subscriber, the right to download, print, or use the information from for you own personal use only. But the material may not be modified or altered in any way, republished or distributed, or made available to 3rd parties without the written consent of Souder, Betances & Associates, Inc. The member/subscriber also shall not share his/her username and password with anyone for any reason.

Souder, Betances & Associates, Inc. retains the right to terminate at any time, and without cause, any membership or subscription.